We help individuals and corporates by providing innovative credit solutions to meet their financial goals and growth aspirations. Our credit business (formerly known as "financing business") that are largely uncorrelated to markets, that is highly complementary to our investment and funds management businesses. They also give us market leading asset origination and servicing platforms, as we develop alternative investment products in the lending industry.
The Group’s consumer finance business is conducted via UAF, who primarily offers unsecured loans to individuals and small businesses in Hong Kong and Mainland China through a well-established branch network and sophisticated online platforms. It is a market leader in personal loans in Hong Kong and Mainland China and holds several off-line money lending licences in major cities in China, as well as internet money lending licences which allow it to conduct its online loan business across the country. In recent years, UAF has been a pioneer in modern loan offerings such as, through its advanced mobile App “Yes UA”, customers can have online authentication of smart Hong Kong identity card. The “One-Click-to-Loan” service allows customers to complete their loan application and approval processes anytime, anywhere. Upon approval, customers can drawdown loans via the “Faster Payment System” (FPS) interbank clearing solutions launched by Hong Kong Monetary Authority.
Find out more at United Asia Finance.
Building upon the Group's credibility, financial strength and professional experiences, SHK Credit provides 1st mortgage & 2nd mortgage loan to property owners and potential property owners, as well as customised financing solutions to property investors in Hong Kong. Established in 2015, SHK Credit has a significant market presence in providing mortgage loans in Hong Kong.
In 2024, SHK Credit launched the Mortgage Serving Business to manage institutional-owned residential mortgage portfolio.
Find out more at Sun Hung Kai Credit.
The Private Credit business provides tailored funding solutions to corporates, investment funds and high net worth individuals, and will increase its exposure to institutional and corporate borrowers through leveraging the team’s expertise and global partnerships in credit.
In 2015, the Company established the Investment Management division (formerly known as “Principal Investments”) and began its evolution into a leader in alternative investing. Investment Management leverages the Group’s expertise, network, and financial strength to seek attractive risk-adjusted investment opportunities across global markets and sectors.
This includes the Company’s internally managed strategies, corporate holdings and cash. We actively manage all sub-portfolios and carefully use derivatives and hedging to increase returns and manage risk.
The Company’s investments in externally managed private equity funds and hedge funds, as well as private equity direct and co-investments. The portfolio seeks to maximise risk-adjusted returns and diversify exposure by industry and geography, while giving the Company a global view of the alternative investment landscape.
The Real Estate portfolio includes the Group’s interests in Hong Kong commercial real estate as well as hotels and commercial investments in global markets. It is a core strength of the Group and we expect to continue grow our portfolio going forward.
Founded in 2020, SHKCP is the Hong Kong SFC regulated subsidiary of SHK & Co., with Type 1, 4 and 9 licenses.
SHKCP leverages the Group’s strong background in alternative investments and capital markets to launch and grow funds with teams who have a unique approach in investing. SHKCP also provides customised advisory services to ultra-high-net-worth clients through its Family Office Solutions platform.
Our focus is to generate long-term value and returns to meet our clients’ needs. We offer differentiated access to a wide range of alternative investment strategies and Family Office Solutions through:
Note:
1. We integrated the SHKCP Private Access Fund strategy into FOS to provide clients with comprehensive and seamless services.
2. SHK & Co. owns a minority equity stake in Point King GP.
3. SHK & Co. subscribed for convertible notes which are convertible into a minority equity interest in Wentworth and Balance Sheet Trust. SHK & Co. also agreed to provide strategic services to Wentworth Capital Debt Pty Limited (“WCD”) and to commit US$100 million to invest in WCD Funds. In consideration of the services, we will be entitled to a share of total revenue generated by all WCD Funds.
SHKCP is continually seeking strong teams and existing firms with specialized investment strategies for partnership opportunities. If you think your team is ready to make that leap, we would be interested to hear your story and approach. Please Contact Us.
Find out more at Sun Hung Kai Capital Partners.