Our Business

Financing Business

Consumer Finance

United Asia Finance Limited(“UA Finance”or “UAF”)

UAF is a licensed money lender providing loans for individuals and businesses through branches and online platforms in Hong Kong and Mainland China. In recent years, UAF has been a pioneer in modern loan offerings, such as Faster Payment System (“FPS”) for loan disbursement, “No Show” loans with approvals solely completed by phone, and mobile applications.

Specialty Finance

Structured Finance (previously presented as "Private Credit")

This division provides tailored funding solutions to corporates, investment funds and high net worth individuals. The loan book has primary focus on Greater China markets, with all loans either secured with assets or other guarantees.

Mortgage Loans

Sun Hung Kai Credit Limited ("SunHung Kai Credit" or “SHK Credit”)

Established in 2015, SHK Credit has a significant market presence in providing mortgage loans in Hong Kong.

Investing Business

Investment Management(“IM”)

In 2015, the Company established the Investment Management division (formerly known as “Principal Investments”), which leverages the Group’s expertise, network, and financial strength to seek attractive risk-adjusted investment opportunities across global markets and sectors.

IM Divisions

Public Markets

This includes the Company’s internally managed strategies, corporate holdings and cash. We actively manage all sub-portfolios and carefully use derivatives and hedging to increase returns and manage risk.


Alternatives include the Company’s investments in externally managed private equity funds and hedge funds, as well as private equity direct and co-investments. The portfolio seeks to maximise risk-adjusted returns and diversify exposure by industry and geography.

Real Assets

The Real Assets portfolio includes the Group’s interests in Hong Kong commercial real estate as well as hotels and commercial investments in global markets. It is a core strength of the Group and we expect to continue grow our portfolio going forward.

Strategic Investments(“SI”)

This portfolio consists of our remaining preference equity stake in Everbright Sun Hung Kai Company Limited (“EBSHK”) and a strategic interest in LSS Financial Leasing (Shanghai) Limited (“LSS Leasing”). EBSHK is a full-service financial institution that spans wealth management and brokerage, corporate finance and capital markets, asset management investment, and structured financing. In partnership with the Brilliance China Group and 58.com, LSS Leasing connects financing to traditional and new transport models, from corporates to individual customers.

Group Management and Support(“GMS”)

This includes the Group's treasury and other assets, unallocated finance costs and Group services.

Work With Us

Our staff are the foundation of our success, and we want them to grow with us.

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